Every business has a next stage. We build the bridge to it.
MSMEPC is a non-governmental, not-for-profit organisation dedicated to creating awareness, providing information, and offering hand-holding and mentorship support to micro, small, and medium entrepreneurial units.
From collateral-constrained MSME to credit-ready borrower, and from early-stage founder to fundable startup — we bring IDC India's credit engine, capital access, and hands-on mentoring under one roof so you're never navigating growth alone.
The problem we solve
Most Indian MSMEs don't fail to get credit because they aren't eligible — they fail because they arrive unprepared, undocumented, and unaware of what schemes like CGTMSE already entitle them to.
Most early-stage founders don't fail because their idea is weak — they fail because no one stayed close enough, long enough, to help them execute.
MSMEPC exists to close both gaps — one file, one founder, one cohort at a time.
One front door, three engines of growth
IDC Capital's credit enablement and COSMINNOX's founder mentoring, working as a single pipeline from readiness to capital.
IDC Capital: Collateral-as-a-Service
Collateral shouldn't be the reason a good business doesn't get funded. Our CaaS layer helps MSMEs assess their collateral gap, structure alternative and hybrid security, and get matched to lenders who fit their sector and ticket size — all built on RBI-compliant digital lending practice.
- Collateral gap assessment
- Alternative & hybrid security structuring
- Lender matchmaking by sector, ticket size, geography
CGTMSE Utilisation Engine
India's flagship collateral-free credit guarantee scheme covers eligible MSME loans up to ₹10 crore — yet most eligible businesses never use it correctly. We turn eligibility into an actual sanction through diagnostics, documentation, and direct lender mapping.
- Eligibility diagnostics
- Bank-ready documentation & loan-file building
- Guarantee-backed lender mapping
COSMINNOX: Mentoring & Founder Hand-Holding
Inside IDC India's deep-tech incubator and accelerator, COSMINNOX runs the MET Programme across two tracks — Builder, for engineering and tech talent, and Founder, for startups ready to scale. Every cohort is backed by continuous, execution-level mentoring, not one-off workshops.
- MET Builder Track & Founder Track cohorts
- Continuous founder hand-holding beyond the classroom
- A direct bridge from incubation readiness to capital access
Built for three sides of the same problem
MSME owners
Collateral-constrained, CGTMSE-eligible, or simply tired of loan rejections that make no sense.
Founders & startups
Ready to move from idea to structured execution inside a real incubation cohort.
Banks, NBFCs & institutions
Looking for a pre-qualified, credit-ready pipeline of MSMEs and startups, rather than building sourcing infrastructure from scratch.
Four steps, from where you are to where you're headed
Tell us where you are
MSME seeking credit, or founder seeking a cohort.
Get diagnosed, not guessed at
A readiness score against real lender or investor criteria.
Get matched and hand-held
To the right CGTMSE lender, CaaS structuring partner, or COSMINNOX mentor track.
Stay supported after
Compliance, renewals, and continuous mentoring don't stop at day one.
